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LOWERING YOUR FLOOD INSURANCE RATE
"Which factors influence the cost of flood insurance?"
A number of factors are considered when determining your annual flood insurance premium. These factors include:
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Flood risk (e.g., your flood zone)
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The type of coverage being purchased (e.g. building and contents coverage)
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The deductible and amount of building and contents coverage
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The location of your structure
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The design and age of your structure
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The location of your structure’s contents (e.g. Are your utilities elevated?)
Know your property’s flood risk.
To find your community’s flood map, visit the Flood Risk Applications (below) and search using your property’s address.
"How can I pay less for flood insurance?"
Your insurance premium is based on a number of factors but there are a few key actions you can take to pay less for flood insurance each year:
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